Standard Programs
- Fannie Mae
- Freddie Mac
- FHA
- USDA
- VA
- First-time homebuyers
- Primary residences
- Second homes
- Investment homes
- 1- to 4-unit
- Properties Condominiums
- Delegated underwriting
Affordable Programs
- Low down payment
- HomeReady® Program
- Home Possible® Program
- State housing programs
- County/city housing programs
- Down payment assistance*
Renovation Programs
- FNMA HomeStyle®
- CHOICE Renovation®
- FHA 203(k)
- USDA loan options
- VA loan options
- Minor rehab
- Major rehab
- Down payment assistance*
- Primary residences
- Second homes
- Investment properties
- 1- to 4-unit properties
- Condominiums
- FICO® Score as low as 620
- Down payment as low as 3.5%
- Delegated underwriting
Jumbo Programs
- Loan amounts up to $4M
- Down payment as low as 10%
- FICO® Score as low as 660
- Primary residences
- Second homes
- Investment properties
- 1- to 4-unit properties
- Condominiums
- Low down payment doctor loan programs
- Delegated underwriting
NON-QM Programs
- 1099 programs
- Bank statement loans
- DSCR for real estate investors
- Asset utilization
- Derogatory credit
- Foreign nationals
- Higher DTI allowances
- Interest-only options
- 40-year loan terms
- Delegated underwriting